Instant eligibility check on WhatsApp
Income + obligation + bureau pull + multi-lender match with indicative ROI and EMI in 60 seconds \u2014 qualify leads before you call.
- Income
- Bureau pull
- Multi-lender
- EMI calc
Key things to know
FOIR calculator
Bureau pull
Multi-lender match
Indicative offer
People also ask
Q.Bureau partners?
CIBIL / Experian / Equifax via aggregator.
Q.Consent flow?
Compliant SMS + WhatsApp double-opt-in.
Q.Multi-lender?
30+ banks / NBFCs.
Q.Multi-language?
Yes.
Q.LMS sync?
Yes.
Q.Pricing?
See /pricing.
Unqualified leads kill DSA economics
Most DSA leads never qualify — wrong income, low bureau, high FOIR. Calling them wastes the call centre.
WhatsApp eligibility flow pulls bureau + income + obligation and returns indicative offers in 60 seconds.
Built for serious growth teams
FOIR calculator
Bureau pull
Multi-lender match
Indicative offer
LMS sync
Consent capture
Get live in days, not months
- 1
Borrower sends details in chat
- 2
Bureau + FOIR pulled
- 3
Multi-lender match shown
- 4
Borrower picks → doc flow
What teams ship with this
HL eligibility
PL eligibility
BL eligibility
LAP
Frequently asked questions
Why Instant eligibility check on WhatsApp is the highest-leverage move for growth teams
WhatsApp is where growth teams customers actually reply. Open rates sit at 85–98% inside 15 minutes versus 18–22% on email and sub-2% on SMS, and the medium is conversational — a customer can ask a follow-up, share a photo, or pay without leaving the thread. That is the entire premise behind instant eligibility check on whatsapp: stop losing the conversation to slow channels and let intent convert while it is warm.
Most growth teams teams treat WhatsApp as a broadcast megaphone. The teams that win treat it as a workflow surface — every notification is also a decision point where the customer can act. The capabilities below are wired to do exactly that: each one collapses a multi-step off-platform detour into a single in-thread reply.
The impact numbers on this page — 60s eligibility, 2× qualified rate, 85% read rate, -55% drop-off — are pulled from LandinChat customers running this workflow for at least 90 days. They are directional; your mileage depends on list quality, template approval speed, and how aggressively you route qualified conversations to a live agent.
Each capability, in plain terms
FOIR calculator
FOIR calculator is delivered as a native LandinChat module — no external plug-ins, no separate dashboard. It ships pre-wired to the growth teams data model, so the first working version is minutes of setup, not a sprint. You can override defaults per campaign, per agent, or per customer segment. In practice this means the growth teams operator running instant eligibility check on whatsapp does not need to compose the logic themselves; they pick the trigger, review the copy, and let LandinChat handle rate-limits, template compliance, and retry behaviour.
Bureau pull
Bureau pull is delivered as a native LandinChat module — no external plug-ins, no separate dashboard. It ships pre-wired to the growth teams data model, so the first working version is minutes of setup, not a sprint. You can override defaults per campaign, per agent, or per customer segment. In practice this means the growth teams operator running instant eligibility check on whatsapp does not need to compose the logic themselves; they pick the trigger, review the copy, and let LandinChat handle rate-limits, template compliance, and retry behaviour.
Multi-lender match
Multi-lender match is delivered as a native LandinChat module — no external plug-ins, no separate dashboard. It ships pre-wired to the growth teams data model, so the first working version is minutes of setup, not a sprint. You can override defaults per campaign, per agent, or per customer segment. In practice this means the growth teams operator running instant eligibility check on whatsapp does not need to compose the logic themselves; they pick the trigger, review the copy, and let LandinChat handle rate-limits, template compliance, and retry behaviour.
Indicative offer
Indicative offer is delivered as a native LandinChat module — no external plug-ins, no separate dashboard. It ships pre-wired to the growth teams data model, so the first working version is minutes of setup, not a sprint. You can override defaults per campaign, per agent, or per customer segment. In practice this means the growth teams operator running instant eligibility check on whatsapp does not need to compose the logic themselves; they pick the trigger, review the copy, and let LandinChat handle rate-limits, template compliance, and retry behaviour.
LMS sync
LMS sync is delivered as a native LandinChat module — no external plug-ins, no separate dashboard. It ships pre-wired to the growth teams data model, so the first working version is minutes of setup, not a sprint. You can override defaults per campaign, per agent, or per customer segment. In practice this means the growth teams operator running instant eligibility check on whatsapp does not need to compose the logic themselves; they pick the trigger, review the copy, and let LandinChat handle rate-limits, template compliance, and retry behaviour.
Consent capture
Consent capture is delivered as a native LandinChat module — no external plug-ins, no separate dashboard. It ships pre-wired to the growth teams data model, so the first working version is minutes of setup, not a sprint. You can override defaults per campaign, per agent, or per customer segment. In practice this means the growth teams operator running instant eligibility check on whatsapp does not need to compose the logic themselves; they pick the trigger, review the copy, and let LandinChat handle rate-limits, template compliance, and retry behaviour.
How this actually rolls out
Step 1. Borrower sends details in chat
Borrower sends details in chat is the foundation of the instant eligibility check on whatsapp workflow. On day one, an onboarding specialist walks a growth teams operator through this step live; on subsequent campaigns, the team runs it themselves from the LandinChat console. Expect this step to take between 15 minutes and an afternoon depending on how clean your existing data is.
Step 2. Bureau + FOIR pulled
Bureau + FOIR pulled is the next unlock of the instant eligibility check on whatsapp workflow. On day one, an onboarding specialist walks a growth teams operator through this step live; on subsequent campaigns, the team runs it themselves from the LandinChat console. Expect this step to take between 15 minutes and an afternoon depending on how clean your existing data is.
Step 3. Multi-lender match shown
Multi-lender match shown is the next unlock of the instant eligibility check on whatsapp workflow. On day one, an onboarding specialist walks a growth teams operator through this step live; on subsequent campaigns, the team runs it themselves from the LandinChat console. Expect this step to take between 15 minutes and an afternoon depending on how clean your existing data is.
Step 4. Borrower picks → doc flow
Borrower picks → doc flow is the final lock-in of the instant eligibility check on whatsapp workflow. On day one, an onboarding specialist walks a growth teams operator through this step live; on subsequent campaigns, the team runs it themselves from the LandinChat console. Expect this step to take between 15 minutes and an afternoon depending on how clean your existing data is.
How different teams put this to work
HL eligibility
HL eligibility teams deploy instant eligibility check on whatsapp to compress the gap between intent and action. The common failure mode we see is over-templating — sending the same broadcast to every segment. The teams that outperform run at least three variants keyed to recency, spend tier, and language, and they measure reply-rate not open-rate.
PL eligibility
PL eligibility teams deploy instant eligibility check on whatsapp to compress the gap between intent and action. The common failure mode we see is over-templating — sending the same broadcast to every segment. The teams that outperform run at least three variants keyed to recency, spend tier, and language, and they measure reply-rate not open-rate.
BL eligibility
BL eligibility teams deploy instant eligibility check on whatsapp to compress the gap between intent and action. The common failure mode we see is over-templating — sending the same broadcast to every segment. The teams that outperform run at least three variants keyed to recency, spend tier, and language, and they measure reply-rate not open-rate.
LAP
LAP teams deploy instant eligibility check on whatsapp to compress the gap between intent and action. The common failure mode we see is over-templating — sending the same broadcast to every segment. The teams that outperform run at least three variants keyed to recency, spend tier, and language, and they measure reply-rate not open-rate.
Buyer’s checklist
- • Official Meta Tech Partner — templates approve faster and account is not at ban risk.
- • Native growth teams data model — no glue-code to import contacts, orders, or bookings.
- • Green-tick support with a clear submission checklist and Meta-side follow-up.
- • Conversation-based pricing that matches WhatsApp’s own billing model, not per-message surcharges.
- • Human handoff with unread routing, so qualified replies never sit in a bot loop.
- • Audit log & role-based access — required for regulated enterprise buyers.
Common pitfalls
- • Broadcasting cold lists — quickest way to a quality-rating downgrade and eventually a template ban.
- • Skipping opt-in capture — makes every future utility template harder to approve.
- • Treating WhatsApp as a one-way channel — the platform penalises accounts with low reply-rate.
- • Running only one template variant — you leave 20–40% of lift on the table.
- • Not routing hot conversations to a human within 5 minutes — kills conversion by up to half.
What to measure after launching instant eligibility check on whatsapp
Week 1 signal
Track template approval time, first-reply latency, delivered-rate, and the first 100 customer replies. For growth teams, the fastest warning sign is not low opens; it is customers replying with confusion because the trigger, offer, or handoff promise was not specific enough.
Month 1 signal
Compare reply quality across FOIR calculator, Bureau pull, Multi-lender match, Indicative offer. The best-performing growth teams teams keep the highest-intent replies visible to managers, then rewrite templates around real customer language instead of internal terminology.
Scale signal
Once Borrower sends details in chat → Bureau + FOIR pulled → Multi-lender match shown → Borrower picks → doc flow is stable, scale by segment rather than volume. Add new audiences only when opt-in source, template intent, agent ownership, and conversion tracking are all mapped.
Search-quality notes for this workflow
This page is intentionally built around instant eligibility check on whatsapp rather than a generic WhatsApp marketing overview. The content references the actual workflow, the growth teams audience, implementation steps such as Borrower sends details in chat, Bureau + FOIR pulled, Multi-lender match shown, Borrower picks → doc flow, and use cases like HL eligibility, PL eligibility, BL eligibility, LAP. That specificity helps buyers, internal teams, and search engines understand why this page deserves to exist separately from broader WhatsApp CRM, broadcast, chatbot, and automation pages.
Qualify in 60 seconds. Convert in 60 hours.
Bureau + FOIR + lender match \u2014 in chat.