WhatsApp Pay — checkout inside the chat
Send payment links, render product catalogues and accept UPI, card and wallet payments inside WhatsApp itself. Powered by your payment gateway, orchestrated by LandinChat.
- UPI, cards, wallets
- Razorpay, Stripe, PayU, Paddle
- Auto order confirmations
- PCI-DSS handled by gateway
Key things to know
Native UPI payments (India)
Accept UPI directly inside WhatsApp where Meta's native rail is live.
Catalogue checkout
Show products in WhatsApp's catalogue, let customers add to cart and pay inline.
Payment links
Generate one-tap pay-now links from broadcasts, flows or 1-to-1 conversations.
Gateway-grade security
All card and account data flows through PCI-DSS L1 gateways — never via LandinChat.
People also ask
Q.What is WhatsApp Pay?
WhatsApp Pay refers to Meta's native in-chat payment surfaces — including UPI-powered WhatsApp Payments in India, and the broader WhatsApp Business Platform payments API that lets customers complete checkout inside a chat using cards, UPI, Razorpay, Stripe or PayU rails.
Q.Is WhatsApp Pay available outside India?
Native UPI WhatsApp Pay is India-first. Outside India, brands accept payments inside WhatsApp via the Payments API — payment links, embedded checkout and webhook-confirmed orders powered by Stripe, PayPal, Razorpay, PayU, Paddle and others.
Q.How does LandinChat enable WhatsApp payments?
We integrate your payment provider (Razorpay, Stripe, PayU, Cashfree, Paddle, PayPal) and let you trigger payment requests, product catalogue checkouts and order confirmations from broadcasts, flows, chatbot replies or click-to-WhatsApp ads.
Q.Is WhatsApp Pay PCI-compliant and secure?
Yes. All card and UPI data is handled by the underlying PCI-DSS L1 payment gateway — never by WhatsApp or LandinChat. Settlement, refunds and chargebacks happen inside your existing payment provider dashboard.
Q.What are the fees?
WhatsApp charges its standard conversation rate for the message that contains the payment. The payment provider charges its standard MDR. There's no extra surcharge from LandinChat. See the pricing page for plans.
Q.Can I refund from WhatsApp itself?
Refunds are issued from your payment gateway and the customer is notified inside the same WhatsApp thread via an automated template message.
What WhatsApp Pay really means in 2026
There are two things people mean by WhatsApp Pay. First, Meta's native UPI-powered consumer payments product available in India (and rolling out gradually in select markets). Second, the broader WhatsApp Business Platform payments capability — in-chat payment requests, embedded checkout, catalogue purchases — powered by partner payment gateways.
For most growth teams, what actually moves the needle is the second one: surfacing a paid checkout right inside the chat where your customer already trusts the brand. Conversion rates on in-chat checkout are dramatically higher than redirecting to a web checkout — especially on mobile-first markets.
LandinChat connects to Razorpay, Stripe, PayU, Cashfree, Paddle, PayPal and others. You trigger payment requests from broadcasts, flows, chatbot replies or click-to-WhatsApp ads. Settlement, refunds and reconciliation happen in your existing payment dashboard — nothing changes for finance.
Built for serious growth teams
Native UPI payments (India)
Accept UPI directly inside WhatsApp where Meta's native rail is live.
Catalogue checkout
Show products in WhatsApp's catalogue, let customers add to cart and pay inline.
Payment links
Generate one-tap pay-now links from broadcasts, flows or 1-to-1 conversations.
Gateway-grade security
All card and account data flows through PCI-DSS L1 gateways — never via LandinChat.
Auto receipts & invoices
Trigger receipt template messages and GST-compliant invoices on every successful payment.
Global gateway network
Razorpay, Stripe, PayU, Cashfree, Paddle, PayPal — match your country and currency.
Get live in days, not months
- 1
Connect your gateway
OAuth into Razorpay / Stripe / PayU / Cashfree / Paddle — under 2 minutes.
- 2
Upload your catalogue
Sync products from Shopify, WooCommerce or upload CSV. Auto-mirrors to WhatsApp catalogue.
- 3
Build a pay flow
Use the Flow Builder to design address + checkout screens, or send pure pay-now links.
- 4
Trigger from anywhere
Launch from broadcasts, click-to-WhatsApp ads, chatbot intents or 1-to-1 chats.
- 5
Reconcile in your gateway
Refunds, payouts and disputes happen in your existing payment dashboard.
What teams ship with this
Abandoned cart recovery
Resend cart with one-tap pay link — most brands see 8–15% recovered revenue.
COD-to-prepaid conversion
Offer 2–5% discount on prepaid via WhatsApp before dispatch to cut RTO.
Subscription renewals
Trigger renewal pay links 7 days before expiry with smart reminder cadence.
Event ticketing
Sell tickets inside chat with auto QR delivery on successful payment.
Service bookings
Salons, clinics, consults — slot + pay in one chat session.
Donations & fundraising
Frictionless one-tap donation flows for NGOs and creators.
Frequently asked questions
Ready to ship on WhatsApp?
Talk to our team about plans, onboarding and how LandinChat fits your stack.